Meet Our Team
President & Lead Advisor
Josh Curtis
Josh Curtis founded Clarity Financial in 2011 with a vision to help clients gain confidence through an understandable financial planning process. Josh has always been interested in how things work. As a child, his favorite pastime was to find a junk appliance or radio, take it apart, and lay out all the pieces. Once he understood what each piece did, he would reassemble the whole thing. Entering the financial services industry, he realized the same thing could (and should) be done with financial products. This first principle approach eventually led to Josh's creating the Portfolio Waterfall investment strategies as well as numerous other innovative approaches to financial planning. His work continues to influence how advisors and clients alike think about risk, investments, and building a meaningful life.
Josh lives in Lincoln, Nebraska with his wife, Stephanie, and their two children, Noah and Addie. When he's not crafting financial strategies, you’ll likely find him immersed in home DIY projects—always building something new, whether it’s in the workshop or in the lives of those he serves.
FINANCIAL ADVISOR
Todd Tipton
Todd Tipton joined Clarity Financial in 2025, bringing with him a wealth of experience from a successful career in direct sales. With decades of hands-on expertise in developing and running small businesses, Todd offers clients practical insights and strategic guidance rooted in real-world experience. His entrepreneurial background makes him especially attuned to the unique financial needs of business owners and independent professionals.
Todd lives on a scenic ranch in Buena Vista, Colorado, where he and his wife, Belinda, enjoy the company of two dogs, a cat, and a spirited herd of Scottish Highland cattle. Whether he's helping clients build financial resilience or tending to life on the ranch, Todd brings dedication, integrity, and a personal touch to everything he does.
Financial Advisor
Brian Thomas, AIF
Brian Thomas joined Clarity Financial in 2019, bringing with him a deep sense of purpose and compassion shaped by his previous career as a pastor. For nearly a decade, Brian served the homeless population of Lincoln, Nebraska—offering not just spiritual guidance, but practical support and advocacy for those facing life’s toughest challenges. That experience continues to inform his empathetic, values-driven approach to financial advising.
Today, Brian helps individuals and families navigate their financial futures with clarity and confidence. He lives in Lincoln, Nebraska with his wife, Sarah, and their four children. When he's not working with clients, Brian enjoys singing and playing his guitar or banjo. His blend of professional insight and personal warmth makes him a trusted partner to those he serves.
Office manager
Lori Schipper
When Lori Schipper joined Clarity Financial in 2021, she brought nearly three decades of experience as a legal assistant to Lincoln-area attorneys. Lori's detailed, methodical approach ensures smooth operation of the office.
In her spare time, she enjoys baking, listening to 80's hair band music, and spending time with family.
